Judgment Collection and Enforcement

What is a Judgment?

A Judgment is a court ordered document showing that one person/company owes another person or company money.  An example of this might be small claims court where a landlord sues a tenant or former tenant for damages to the rental property.

The opposite might also be the case, where a former tenant sues the landlord to get their damage deposit returned to them.

The court does not collect money, and they do not offer any advice how to collect money owed to the winner in court.  In reality, they don’t care if you collect the money.   That is entirely up to the winner to collect it. 

Now what do you do?

This is the first step. I can help. I am the best Judgment Collector in Florida. Whether it is a small claims case or much larger, all judgments are considered. My success rate is much higher than private individuals and attorneys, for no fees up front. I simply get paid when the judgment is collected.

If payments or the judgment isn’t paid, I don’t get paid. Typically, we will agree on a percentage of the judgment. And… isn’t a percentage of the judgment better than NOTHING?

What do I get out of this?

When the judgment is transferred or assigned to me, there is no cost to you, just the contingency that if you get paid from my efforts, I get paid too. I collect the principal, that’s either 90 or 100% of the judgment, plus interest and applicable fees from the judgment debtor. The debtor owes you as the judgment creditor or winner of the judgment. It’s time to take action!

How do we get started?

It’s pretty simple. I will send you a couple of documents via email. One is the assignment or transfer of the judgment to me and my company. Hence, I will be responsible for collecting the debt. However, you will still be entitled to the agreed upon portion of the collection of the judgment. The other document I will send you will be our contractual agreement. Thus, in this agreement, you will have the proof that you still have interest in that judgment. But first, I’ll need one more form completed. Any of the debtor’s information that you can provide will help me to locate her/him faster, to find the money and the bank accounts, and to ultimately apply enough judgment collection effort to bring your case to a satisfaction of the judgment.

What will you do to get me paid?

Well, that’s the secret sauce in what I do. I will handle the skip-tracing, the asset locating, and the filing of additional court documents as-needed. You won’t have to cough up any additional money. The chasing of the money and the debtor is at my expense. Sit back, relax, and wait for the check (or checks if we take payments).

Notifications & Updates

As I progress through my collection efforts, I will keep you updated. I may have questions along the way, so communication is important. Don’t worry; I won’t be to bothersome. I’m good at my job and going after the money, for you and me.

Helpful Terms to Help You Understand the Process

Who rules when the judge decides in favor of the plaintiff or defendant he will issue a judgment ordering the losing party to pay a certain amount of money to the winner, and usually the court fees as well.
Judgment Debtor
The person who has lost the case, and must now pay is called judgment debtor.
Judgment Creditor
The person who was awarded a money judgment is known as the judgment creditor.
Assignee of Record
The party that takes title to a judgment and becomes the judgment creditor. The Assignee of Record has all of the rights to enforce and collect the judgment against the judgment debtor under the Enforcement of Judgment Laws.
Default Judgment
A judgment entered against a defendant who has failed to answer or otherwise defend a lawsuit. Default judgments are usually obtained when the defendant was properly notified of the court hearing, but failed to appear.
Judgment Lien
The statutory lien upon real and personal property of a judgment debtor, which created by the judgment itself.
A seizure of property to satisfy a judgment.
A charge or claim upon property which encumbers it until the obligation is paid in full.
Writ of Execution
An order to carry out the judgment or decree of a court. A court order authorizing a sheriff to seize property of the defendant, most common is wage garnishments or bank levy.

As you can see, there are many steps to successfully collecting upon a judgment. Each step requires time, expertise, and money just to hopefully get paid. Why take those financial risks? I have the data vendors and legal access to obtain the ‘hard-to-get’ information. Don’t waste any more time. You judgment award does expire. If that happens, you get NOTHING!

The first step is to discuss the judgment and our agreement. Once the paper work is completed, it should only take an hour or so, you are getting closer to the money.

Keep in mind, I don’t take every case, and I only take on a limited number of judgments at one time. That way, I can provide your case the time and attention it deserves.

If you hire an attorney to try to get your award, they often then hire me to handle the skip-tracing and the asset location, and they charge you for that at their rate. Does that sound like a better arrangement than me taking all the risk and expenses off the table?

The judgment clock is ticking…

What is your next move?

Call 941-777-3247 or contact me via email at, today!

David Ferrante is a licensed legal investigator in that State of Florida, PI license number C 1700199 and an agency owner, agency license number A 1700214. Additionally, Ferrante is process server in Florida, a notary, and has ‘Permissible Purpose’ to locate people and assets through data vendors, credit bureaus, and other services not accessible to private citizen or most attorneys.


Even if your judgment qualifies and is accepted, the assignment is NOT a guarantee of payment or collections. Some people and companies are not collectable…right away. Some will be collectable in due time. Patience may be required. Some judgments are paid in two weeks while others are paid in two years. Some judgments are paid in several payments while other are never paid. David Ferrante does not promise that you will be paid from the judgment, but he does promise that if they succumb to the collection process, you will be paid the agreed upon percentage. 

Lastly, David Ferrante is not an attorney, and none of the aforementioned material should be construed as legal advice. It is not. This information is simply provided to help inform the judgment creditor of her/his options with hiring Ferrante to attempt to collect on that judgment.